:root{--blue:#0b4f9c;--blue2:#083d78;--ink:#122033;--muted:#64748b;--line:#dbe4ef;--bg:#f5f8fc;--white:#fff;--green:#087f5b;--red:#b42318;--shadow:0 12px 35px rgba(18,32,51,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.45}a{text-decoration:none;color:inherit}.container{width:min(1120px,calc(100% - 32px));margin:auto}.topbar{height:64px;background:#fff;border-bottom:1px solid var(--line);display:flex;align-items:center}.nav{display:flex;align-items:center;justify-content:space-between}.brand{font-weight:800;font-size:21px;display:flex;align-items:center;gap:9px;color:var(--blue2)}.brand-mark{display:grid;place-items:center;width:30px;height:30px;background:var(--blue);color:#fff;border-radius:7px;font-size:18px}.trust-chip{font-size:12px;color:var(--green);font-weight:700;background:#eaf7f2;padding:7px 10px;border-radius:999px}.hero{background:linear-gradient(135deg,#eef5ff 0%,#fff 65%);padding:52px 0 64px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:var(--blue);font-weight:800;margin-bottom:9px}.hero h1,.results-head h1{font-size:clamp(34px,5vw,54px);line-height:1.04;margin:0 0 18px;letter-spacing:-.035em}.hero-sub{font-size:19px;color:#42526a;max-width:600px;margin:0 0 24px}.hero-badges{display:flex;flex-wrap:wrap;gap:9px}.hero-badges span{background:#fff;border:1px solid var(--line);padding:8px 11px;border-radius:8px;font-size:13px;font-weight:700}.urgency{margin-top:25px;border-left:4px solid #f59e0b;padding:11px 0 11px 14px;display:flex;flex-direction:column;gap:3px}.urgency span{color:var(--muted);font-size:13px}.quote-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;box-shadow:var(--shadow)}.card-kicker{color:var(--blue);font-size:13px;font-weight:800}.quote-card h2{margin:4px 0 5px;font-size:27px}.muted{color:var(--muted);font-size:14px}label{display:block;font-size:13px;font-weight:700;margin-top:15px}input,select{width:100%;margin-top:7px;height:46px;border:1px solid #c9d5e3;border-radius:8px;background:#fff;padding:0 12px;font:inherit;color:var(--ink)}input:focus,select:focus{outline:3px solid rgba(11,79,156,.13);border-color:var(--blue)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:12px}.primary-btn{width:100%;border:0;border-radius:8px;background:var(--blue);color:#fff;height:48px;font-weight:800;font-size:15px;cursor:pointer;margin-top:17px}.primary-btn:hover{background:var(--blue2)}.primary-btn span{margin-left:8px}.microcopy{font-size:11px;color:#738197;margin:10px 0 0}.form-error{font-size:12px;color:var(--red);margin:10px 0 0}.trust-strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust-row{min-height:55px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12px;font-weight:700;color:#536176}.section{padding:60px 0}.section-heading h2{font-size:32px;line-height:1.1;margin:0}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:25px}.feature-grid article,.testimonial{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px}.icon{width:38px;height:38px;border-radius:8px;background:#eaf2fc;color:var(--blue);display:grid;place-items:center;font-weight:900}.feature-grid h3{margin:14px 0 5px}.feature-grid p,.testimonial p{color:#5d6b7f;margin:0}.testimonial-section{padding-top:0;display:grid;grid-template-columns:1fr 1fr;gap:16px}.stars{color:#f59e0b;letter-spacing:2px}.testimonial strong{display:block;font-size:12px;color:#6b7788;margin-top:13px}.disclosure{font-size:11px;color:#66758a;padding-bottom:30px}.results-head{background:#fff;border-bottom:1px solid var(--line);padding:40px 0 30px}.results-head h1{font-size:40px;margin-bottom:8px}.results-head p{color:var(--muted);margin:0}.results-section{padding:28px 0}.toolbar{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:14px}.sort{display:flex;align-items:center;gap:8px;margin:0;white-space:nowrap}.sort select{width:auto;margin:0;height:40px}.comparison{overflow-x:auto}.comparison-table{width:100%;min-width:760px;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}.comparison-table th,.comparison-table td{padding:15px 13px;border-bottom:1px solid var(--line);text-align:left;vertical-align:middle}.comparison-table th{background:#f8fafc;color:#58677b;font-size:12px}.comparison-table td{font-size:13px}.comparison-table tr:last-child td{border-bottom:0}.plan-name{font-weight:800;color:var(--blue2)}.recommended{display:inline-block;background:#eaf7f2;color:var(--green);padding:4px 7px;border-radius:5px;font-size:10px;font-weight:800;margin-top:5px}.proceed{width:auto;padding:0 15px}.mobile-note{display:none;font-size:11px;color:var(--muted);margin-top:7px}.closed-main{min-height:calc(100vh - 120px);display:grid;place-items:center;padding:45px 16px}.closed-card{width:min(560px,100%);background:#fff;border:1px solid var(--line);border-radius:16px;padding:35px;box-shadow:var(--shadow);text-align:center}.closed-icon{margin:0 auto 18px;width:58px;height:58px;border-radius:50%;background:#eaf2fc;color:var(--blue);display:grid;place-items:center;font-size:25px;font-weight:900}.closed-card h1{font-size:35px;line-height:1.08;margin:0 0 12px}.closed-card>p{color:#5f6e82}.closed-card form{text-align:left;margin-top:25px}.success{background:#eaf7f2;color:var(--green);padding:11px;border-radius:8px;font-size:13px}footer{background:#fff;border-top:1px solid var(--line);padding:17px 0}.footer-inner{display:flex;justify-content:space-between;gap:15px;color:#7b8797;font-size:11px}
@media(max-width:800px){.hero{padding:35px 0 45px}.hero-grid{grid-template-columns:1fr;gap:30px}.hero h1{font-size:39px}.hero-sub{font-size:17px}.feature-grid,.testimonial-section{grid-template-columns:1fr}.trust-row{padding:10px 0}.toolbar{align-items:flex-start;flex-direction:column}.mobile-note{display:block}.closed-card{padding:27px}.closed-card h1{font-size:30px}}
@media(max-width:480px){.container{width:min(100% - 24px,1120px)}.quote-card{padding:20px}.two-col{grid-template-columns:1fr}.hero h1{font-size:34px}.hero-badges span{font-size:12px}.trust-row{font-size:11px}.footer-inner{flex-direction:column}}
.insurer-name{font-size:.82rem;color:#64748b;margin-top:3px}.sources{margin-top:18px;margin-bottom:30px}.sources h2{font-size:1rem;margin-bottom:8px}.sources ul{padding-left:20px;margin:0}.sources li{margin:6px 0;font-size:.88rem;color:#475569}

.secondary-btn{border:1px solid #b9c8da;border-radius:8px;background:#fff;color:var(--blue2);height:44px;padding:0 18px;font-weight:800;cursor:pointer}.secondary-btn:hover{background:#f8fafc}.load-more-wrap{display:flex;justify-content:center;padding:18px 0 4px}.load-more-wrap[hidden]{display:none}

/* v5: comparison table presentation */
.comparison-wrap{overflow-x:auto;border:1px solid #dfe5ec;border-radius:14px;background:#fff;box-shadow:0 4px 18px rgba(20,45,80,.06)}
.comparison-table{width:100%;min-width:980px;border-collapse:separate;border-spacing:0;text-align:left}
.comparison-table th{background:#f5f8fb;color:#536273;font-size:12px;text-transform:uppercase;letter-spacing:.05em;padding:14px 16px;border-bottom:1px solid #dfe5ec;white-space:nowrap}
.comparison-table td{padding:18px 16px;border-bottom:1px solid #e8edf2;vertical-align:middle;font-size:14px;color:#263746}
.comparison-table tbody tr:last-child td{border-bottom:0}
.comparison-table tbody tr:hover{background:#fbfcfe}
.plan-cell{min-width:280px}.plan-cell strong{display:block;font-size:15px;line-height:1.3;color:#172b3a}.plan-cell span{display:block;margin-top:5px;color:#687888;font-size:13px}
.comparison-table .premium-cell strong{display:block;font-size:15px;color:#172b3a}.comparison-table small{display:block;margin-top:4px;color:#718090;font-size:12px}.comparison-table em{display:block;max-width:290px;margin-top:8px;color:#8a6d3b;font-size:11px;line-height:1.35;font-style:normal}
.comparison-table td:nth-child(3),.comparison-table td:nth-child(4){white-space:nowrap}.comparison-table td:nth-child(4){min-width:150px}
.comparison-table .plan-action{width:120px;text-align:right}.comparison-table .proceed{min-width:100px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:700px){.comparison-wrap{border-radius:10px}.comparison-table th,.comparison-table td{padding:13px 12px}.plan-cell{min-width:230px}.comparison-table em{max-width:230px}}

/* v7: fairness pass — brand lockup (shield-A + tagline), stat cards, profile echo, closed disclosure */
.brand-mark{clip-path:polygon(50% 0,100% 14%,100% 58%,50% 100%,0 58%,0 14%);border-radius:0;width:32px;height:34px;font-weight:900;font-size:17px}
.brand-lockup{display:flex;flex-direction:column;line-height:1.05}
.brand-lockup>span{font-size:21px;font-weight:800;color:var(--blue2)}
.brand-tagline{font-size:10.5px;font-weight:700;letter-spacing:.01em;color:#3f4f63}
.brand-tagline em{font-style:normal;color:var(--green)}
.stat-section{padding-top:0}
.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:25px}
.stat-grid article{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px;text-align:left}
.stat-num{font-size:36px;font-weight:900;color:var(--blue);letter-spacing:-.02em}
.stat-grid p{color:#5d6b7f;margin:8px 0 0;font-size:14px}
.stat-basis{font-size:11px;color:#8291a3;margin-top:14px}
#profile-echo{color:var(--green);font-weight:700;font-size:15px;margin:0 0 6px}
.cover-tip{color:var(--muted);font-size:13px;margin:0}
.closed-disclosure{text-align:left;font-size:11px;color:#66758a;border-top:1px solid var(--line);margin-top:22px;padding-top:16px;line-height:1.5}
@media(max-width:800px){.stat-grid{grid-template-columns:1fr}.brand-tagline{display:none}}